Here's an example of what it might be like to request proof of coverage for 4 vendors that require 4 types of insurance to do business with the requesting entity (certificate holder)...
VENDOR 1
Requires 1 COI...
AGENT 1 WRITES:
GENERAL LIABILITY
EXPIRES 1/1/2018
COMMERCIAL AUTO
EXPIRES 1/1/2018
WORKERS' COMPENSATION
EXPIRES 1/1/2018
PROFESSIONAL LIABILITY
EXPIRES 1/1/2018
VENDOR CERTIFICATE COUNT
1
VENDOR AGENT COUNT
1
RENEWAL COI REQUEST COUNT
1
VENDOR 2
Requires 2 COIs...
AGENT 1 WRITES:
GENERAL LIABILITY
EXPIRES 2/2/2018
COMMERCIAL AUTO
EXPIRES 2/2/2018
PROFESSIONAL LIABILITY
EXPIRES 5/1/2018
AGENT 2 WRITES:
WORKERS' COMPENSATION
EXPIRES 8/1/2018
VENDOR CERTIFICATE COUNT
2
VENDOR AGENT COUNT
2
RENEWAL COI REQUEST COUNT
3
3 EXPIRATION DATES
VENDOR 3
Requires 3 COIs...
AGENT 1 WRITES:
GENERAL LIABILITY
EXPIRES 9/9/2018
COMMERCIAL AUTO
EXPIRES 4/2/2018
AGENT 2 WRITES:
WORKERS' COMPENSATION
EXPIRES 3/1/2018
AGENT 3 WRITES:
PROFESSIONAL LIABILITY
EXPIRES 11/3/2018
VENDOR CERTIFICATE COUNT
3
VENDOR AGENT COUNT
3
RENEWAL COI REQUEST COUNT
4
4 EXPIRATION DATES
VENDOR 4
Requires 4 COIs...
AGENT 1 WRITES
GENERAL LIABILITY
EXPIRES 10/10/2018
AGENT 2 WRITES:
COMMERCIAL AUTO
EXPIRES 7/2/2018
AGENT 3 WRITES:
WORKERS' COMPENSATION
EXPIRES 1/1/2018
AGENT 4 WRITES:
PROFESSIONAL LIABILITY
EXPIRES 12/12/2018
VENDOR CERTIFICATE COUNT
4
VENDOR AGENT COUNT
4
RENEWAL COI REQUEST COUNT
4
4 EXPIRATION DATES
Don't bother doing the math.
It shouldn't be this way...
